Thursday, September 5, 2013
Monday, February 25, 2013
Thursday, January 17, 2013
|This is the best resource available for getting control of finances.|
October rolled around and Dave's job was WAY downsized. We literally have lost about a fifth of our income, and he's working more hours than he used to. I am so thankful that we had Financial Peace to help us! Because I work from home besides homeschooling our kids, I am in charge of our finances. (I've been doing it for about seven years now.) We have learned how to put into action the budget plan and debt snowball that Dave Ramsey teaches in the program, and I have constructed a simple but effective way to manage the money coming in. It is a wonderful feeling to know exactly where every dollar is going! At the beginning of the year, I sat down and went through all of our bills to figure out exactly when they are due. I highlighted when the paychecks are now coming in (although I never have any idea how much they are going to be!) and calculated exactly what has to go out when.
I took some pictures as I worked through this process so I could share it here on my blog. I've tried to write captions under each of the pictures, explaining what I did.
At the end of this post, I have included the forms that I made for this project.
|First, I gathered all of my material...bills, forms, card stock, 3-ring notebook, hole-punch, glue, tape, etc...|
|I made envelope for work receipts and school receipts for each month of the year.|
|To make the pocket for each month, fold one piece of card stock in half and put glue or double-sided tape as shown.|
|Next, make a double-sided pocket by placing the second piece of card stock inside the folded first piece and press the sides together.|
|Three-hole punch the left side of the pocket.|
|Receipts go on one side and monthly bills on the other side.|
|The cover to my budget notebook. Dave Ramsey style!|
|This page goes first. One for each month.|
|I placed this one after the double-sided pocket.|
|This is printed on the back of the varied expense sheet.|
|I printed out a bunch of these to glue onto envelopes. I have one for groceries, gas, household, etc...|
|These are for the receipt envelopes.|